Ledger Nº 01
Reconciliation API
Concept edition

Every payout, matched to the cent.

Ledgerline is a fictional reconciliation API for small finance teams. It pairs processor payouts with bank deposits, splits out fees and refunds, and queues only what needs a human.

Sample ledger lines · fictional data
Ref	Source	Payout	Bank	State
PO-2291	processor payout	1,240.00	1,240.00	✓ matched
PO-2292	processor payout	3,918.55	3,918.55	✓ matched
RF-0418	refund batch	-212.40	-212.40	✓ matched
PO-2293	processor payout	2,075.10	—	○ in review

From the workbench

One request reconciles a month.

Name the period and the sources. Ledgerline would return matched lines and a short list of exceptions with reasons, so close is about the three odd lines, not the four hundred good ones.

Tolerance rules: An amount and date window per source, so a deposit that clears two days late still matches.
Fee and refund splits: Net deposits are broken back into gross charges, fees and refunds before matching.
Exception queue: Anything unmatched arrives with a reason code, ready for review instead of a spreadsheet hunt.

Requestsample

POST https://api.example.com/v1/reconciliations
Authorization: Bearer sk_sample_••••••••
Content-Type: application/json

{
  "period": "2026-10",
  "sources": ["processor:sample_payouts", "bank:sample_operating"],
  "tolerance": { "amount": "0.00", "days": 2 },
  "split": ["fees", "refunds"]
}

Responsesample

HTTP/1.1 201 Created

{
  "id": "rec_sample_8f2c",
  "status": "completed",
  "lines": { "matched": 412, "in_review": 3 },
  "exceptions": [
    { "ref": "PO-2293", "reason": "missing_deposit" },
    { "ref": "PO-2307", "reason": "amount_mismatch" },
    { "ref": "RF-0421", "reason": "duplicate_refund" }
  ]
}

Illustrative only: api.example.com is a reserved example domain and these figures are sample data.

Line items

Pay for the lines you reconcile.

No seats, no tiers. Enter a month of volume to see how an estimate would add up.

Sample rates · fictional product

Transactions matched
$0.004 per transaction · Each processor or bank line the matcher pairs.
Quantity per month, whole number
$100.00
Connected feeds
$15.00 per feed / month · A bank account or payment processor source.
Quantity per month, whole number
$60.00
Exceptions routed
$0.10 per exception · Lines sent to the review queue with a reason code.
Quantity per month, whole number
$30.00
Ledger exports
$0.50 per export · CSV or journal-entry files for your general ledger.
Quantity per month, whole number
$15.00

Sample monthly estimateBefore tax. Nothing is billed: this product is fictional.

$205.00

Questions

Filter to what you are actually asking.

Is Ledgerline a real product?: No. Ledgerline is a fictional brand and this page is a design example by CraftLayer Studio. There is no API, no account and nothing to buy.
What does reconciliation mean here?: Matching each payout from a payment processor to the deposits that land in your bank account, then flagging anything that does not line up.
Which processors and banks would it connect to?: In this concept, any source that can export transactions. The sample request uses placeholder source names on api.example.com, not real integrations.
How are fees and refunds handled?: The matcher would split a payout into gross charges, fees and refunds, so a net deposit can still be traced back to individual transactions.
What happens to lines that do not match?: They go to an exception queue with a reason code, such as amount mismatch or missing deposit, for someone on the finance team to review.
Can I set a matching tolerance?: Yes, in the concept: an amount tolerance and a date window per source, so a deposit that clears two days late still matches.
How is usage billed?: Per use, line by line: matched transactions, connected feeds, exceptions routed and ledger exports. The rates on this page are samples.
Is there a free tier?: This concept does not define one. The pricing calculator shows how a per-use estimate would be built, using sample rates.
Can I export to my general ledger?: The concept supports CSV and journal-entry exports. No specific accounting software integration is claimed.
How do I request access?: Use the request access form at the bottom of the page. It validates your entries, but it is a demo: nothing is sent or stored.

Close the month on the odd lines only.

Ask for a sandbox key, or read the sample request again first. Both stay on this page.

Request access See the sample request

Request access

Ask for a sandbox key.

This form checks what you type, then stops. It is part of a design example: no request is sent and nothing is stored.